How to Take Advantage of Government Led Home Purchase Deposits

Although mortgage rates might be relatively cheap compared to many years in the past, first home buyers have the opportunity to save money in a first-time savers account while taking advantage of great tax breaks at the same time. Your mortgage broker in Rockingham, for example, will be pleased … [Read more...]

Don’t Let Haste Cost You $89,000 on Your First Home

Mortgage brokers in Baldivis have seen a lot of first home loans lately, due to Baldivis experiencing what is being called a “first home buyer boom” by many. We love helping young couples buy their first homes, and have helped many ourselves. However, many in the business have noticed a trend toward … [Read more...]

RBA Suggests That Mortgage Rates Should be Under 6%

Anyone paying for a mortgage loan will have listened carefully to the RBA’s suggestion that anyone paying at interest rates over 6% on the loan for their home, is paying above the necessary rate. Furthermore, they suggest that homeowners with a mortgage loan go back to their bank so they can … [Read more...]

First Home Owners Grant Moves Forward

When you’d like to move out from living at home or from a rented accommodation and purchase your first property, there are many good reasons to take advantage of the First Home Owners Grant to give you a boost towards your savings.The Western Australian state version of this government policy has … [Read more...]

When is a Property Too Small to Become a Home?

Some banks and home loan providers may refuse to lend money on properties that they consider too small. They are concerned that you won’t be able to sell them in the future, if the need arises. Compact living in small studio apartments is popular for renting purposes but when does a property become … [Read more...]

Did You Know That You Can Split Your Home Loan Between Fixed and Variable Rates?

When we hired our first mortgage brokers and opened The Mortgage Gallery Rockingham, home loans were easy. Mortgages were either written with a fixed rate or a variable rate. Lately, though, Australians are looking into splitting their loans between fixed and variable rates to mitigate the … [Read more...]

How to Bounce Back from a Home Disaster

The last few years, mortgage brokers in the Rockingham, Kwinana and Cockburn areas have seen their share of home loans being refinanced because of damage from natural disasters, such as storms and bushfires. We have no control over when or where a natural disaster is going to happen but we can make … [Read more...]

Multi-Generational Families Join Forces to Purchase Homes to Share

It all comes down to finances, especially in the real estate market. When affordability is an issue in terms of securing a home of your own, multiple family members may join forces to secure a home loan. Kwinana residents and others like you in the area may feel the need to share a home and combine … [Read more...]

Dealing with Mortgage Brokers the New Norm for Local Home Buyers

For home loans, Kwinana and other local residents like you are turning to mortgage brokers instead of dealing directly with banks. You don't have to deal directly with impersonal, intimidating banks for your financial needs anymore. In fact, financial experts claim that virtually fifty percent of … [Read more...]