Reform Proposal: To Extend Kwinana Council Boundaries to Cover Cockburn

Under the latest revision of a state government proposal intended to reform local government, the boundaries of Kwinana, Melville and Fremantle will be extended to include East Fremantle and Cockburn. The proposal, which has been hotly debated, was announced by Minister for Local Government Tony … [Read more...]

How to Submit a Successful Business Loan Application

At Smartline Mortgage Brokers Rockingham, our mortgage brokers handle both home loans and business loans in the Kwinana, Rockingham and Baldivis areas. While many think business loans are like home loans but bigger, the truth is that the requirements are more stringent because there is more risk … [Read more...]

Proposed Changes for First Home Owner Grant Explained

In the news that was a bit surprising to our office full of people who broker home loans in Rockingham, Kwinana and Baldivis, WA State Government has proposed some changes in the budget due to take effect on 15 September, 2013, that has a lot of people up in arms. First Home Owner Grant … [Read more...]

Experience the Finest in Australian Culture Living in Kwinana

If it seems like our office of mortgage brokers has been writing a lot about Kwinana lately, it's because we have. We specialise in home loans in Kwinana, Rockingham and Baldivis and we like to let those who have never lived here in on some of the best we have to offer. We have written a lot … [Read more...]

Why Child-friendly Kwinana is a Great Place for Your Family

As mortgage brokers who specialise in Kwinana, Rockingham and Baldivis, we have a good “local” knowledge of the area. We constantly keep up on trends to pick up any information that can help our customers. One of the biggest patterns we have seen is that Kwinana is becoming increasingly … [Read more...]

Survey Says: Consumers Still Dissatisfied with Big Banks

Before we begin, we must state that as mortgage brokers serving the Kwinana, Rockingham and Baldivis areas, we are not dissatisfied with big banks. We offer credit products from big banks, customer-owned banks, credit unions and many other types of lenders. However, we would be remiss if we … [Read more...]

3 Questions You Need to Ask Yourself Before Getting a Home Loan

If you’re thinking about talking to a home loans Rockingham specialist here at The Mortgage Gallery, or even at our Kwinana, Baldivis and Cockburn offices, we’d be happy to help you explore your options for getting a home loan. Getting approved prior to starting your home search is the best way to … [Read more...]

Essential Qualities of a Good Mortgage Broker

More people than ever seem to be looking to a local mortgage broker for their options instead of their bank. There are some great reasons for this, including: having access to a pool of lenders, having just one inquiry on your credit report, and having access to a professional mortgage broker who … [Read more...]

Be Careful When Offering to Guarantor Someone’s Loan

When a loyal son or daughter or other relative approaches you with the intention of asking you to sign as a guarantor for a business loan or for a new mortgage so they can purchase their own home, you should think extremely carefully about your obligations and how your finances could be affected in … [Read more...]

RBA Suggests That Mortgage Rates Should be Under 6%

Anyone paying for a mortgage loan will have listened carefully to the RBA’s suggestion that anyone paying at interest rates over 6% on the loan for their home, is paying above the necessary rate. Furthermore, they suggest that homeowners with a mortgage loan go back to their bank so they can … [Read more...]