Understanding the World of Mortgage Loans

Whether you’re a first time home buyer or you’ve purchased homes before, the world of mortgage loans is often daunting for the average home buyer. There are many different aspects of applying and getting approval for a home loan. Baldivis, Kwinana and Rockingham mortgage brokers can help you … [Read more...]

Let an Accredited Broker Finance Your Loan

As with any industry, the lending industry is full of companies that may or may not operate at the pinnacle of ethics. It’s important that you do your research before working with a mortgage broker. Baldivis residents and those in the surrounding areas can look for certified mortgage brokers to … [Read more...]

Refinance Your Home for Loan Flexibility

When you originally took out a home loan in Kwinana, Rockingham or Baldivis you likely went with the interest rate and terms that were available at the time. Interest rates are ever changing, depending largely on the current world economics. If the economy is good, interest rates often drop so that … [Read more...]

Tips to Get Your Rockingham Home Loan Pre-Approval

There are some distinct advantages to getting a home loan pre-approval. Before you start looking at properties for sale in Rockingham, Kwinana, Baldivis and the surrounding area, knowing what you’re approved for and knowing exactly how much you will be able to qualify for a mortgage for can help you … [Read more...]

Essential Qualities of a Good Mortgage Broker

More people than ever seem to be looking to a local mortgage broker for their options instead of their bank. There are some great reasons for this, including: having access to a pool of lenders, having just one inquiry on your credit report, and having access to a professional mortgage broker who … [Read more...]

How to Get Your Home Loan Approved

While there has been more of a tendency for lenders to be conservative in the current economy than in the past, there are still some great best practises to follow to boost the chance of your home loan being approved. As a Baldivis, Kwinana, Cockburn and Rockingham home loan experts, we know that … [Read more...]

Mortgage Home Loans are Increasing in Numbers

In places like Rockingham, Kwinana, Baldivis, and almost all areas across Australia, the number of mortgage loans issued has increased significantly, showing that there is confidence amongst banks and other lenders as well as customers, that now is a good time to consider taking on a new home loan … [Read more...]

Home Loan Arrears are Falling Rapidly

Some more good news has greeted the mortgage market recently as Fitch Ratings said that late home loan payments across Australia fell to the lowest level for two years, mostly because interest rates have been lower which naturally reduces the burden of debt on borrowers and helps people’s arrears … [Read more...]

How Far Will Mortgage Rates Drop This Year?

Economist’s forecasts vary considerably, which makes understanding what mortgage rates are likely to be by the end of the year, complicated. Although most mortgage rates are based on being a percentage above the cash rate, it means that choosing between a fixed rate home loan or a variable rate … [Read more...]

First Home Owners Grant Moves Forward

When you’d like to move out from living at home or from a rented accommodation and purchase your first property, there are many good reasons to take advantage of the First Home Owners Grant to give you a boost towards your savings.The Western Australian state version of this government policy has … [Read more...]