Proposed Changes for First Home Owner Grant Explained

In the news that was a bit surprising to our office full of people who broker home loans in Rockingham, Kwinana and Baldivis, WA State Government has proposed some changes in the budget due to take effect on 15 September, 2013, that has a lot of people up in arms. First Home Owner Grant … [Read more...]

What You Need to Know About the “Baldivis Boom”

Our experienced team of mortgage brokers in Baldivis, Rockingham and Kwinana has been experiencing the “Baldivis Boom” for close to seven years now. So, what is the “Baldivis Boom?” It's the name given to the near-exponential population growth that has happened since 2006. Baldivis: from Humble … [Read more...]

What the Gateway to Rockingham Means to Residents

When we are helping people find the right home loans in Rockingham, we are often asked what makes Rockingham a good place to live. We always have plenty of answers but we also have one that a lot of people wouldn't think about--the “Gateway to Rockingham.” The “Gateway to Rockingham” is a 4.5 km … [Read more...]

Experience the Finest in Australian Culture Living in Kwinana

If it seems like our office of mortgage brokers has been writing a lot about Kwinana lately, it's because we have. We specialise in home loans in Kwinana, Rockingham and Baldivis and we like to let those who have never lived here in on some of the best we have to offer. We have written a lot … [Read more...]

Why Child-friendly Kwinana is a Great Place for Your Family

As mortgage brokers who specialise in Kwinana, Rockingham and Baldivis, we have a good “local” knowledge of the area. We constantly keep up on trends to pick up any information that can help our customers. One of the biggest patterns we have seen is that Kwinana is becoming increasingly … [Read more...]

Survey Says: Consumers Still Dissatisfied with Big Banks

Before we begin, we must state that as mortgage brokers serving the Kwinana, Rockingham and Baldivis areas, we are not dissatisfied with big banks. We offer credit products from big banks, customer-owned banks, credit unions and many other types of lenders. However, we would be remiss if we … [Read more...]

Tips for Cohabiting with Your Partner

In the course of finding home loans for our clients in Baldivis, Rockingham and Kwinana, we have noticed an emerging pattern that was confirmed by the 2011 ABS census -- more Australians are cohabiting than ever before, even though marriages have gone up. Like marriage, cohabitation becomes … [Read more...]

Mortgage Applications see Highest Gains in Three Years

If you have been looking for home loans in Baldivis, Rockingham or Kwinana, you may have noticed that it is taking a little more time than usual. The reason is because demand for mortgages has risen more than anytime since June 2010. The Numbers When measuring the volatility of the market, … [Read more...]

Tips for Working Directly with a Mortgage Broker

A mortgage broker is the person who acts on your behalf when dealing with a lender. A broker can help you apply and get approved for a home loan. Brokers provide assistance with paperwork, negotiating interest rates and helping you find a home loan for your needs. At The Mortgage Gallery, home loan … [Read more...]

Turn Assets into Cash with a Reverse Mortgage

Australia tries to help its older residents by offering reverse mortgages. People over 60 years old can qualify for a reverse mortgage, which allows for the equity of a home to be turned into cash. Since many retired citizens live on a fixed income, being able to cash in on their home’s equity … [Read more...]