At the Smartline Mortgage Brokers Rockingham we know that personal service and commitment leads to a better result in any transaction.

Our local team has the experience, resources and knowledge to find a feasible solution for your particular circumstances and, of course, we have the resources and support of the Mortgage Gallery as a solid foundation for our business.

Justin Smith Mortgage Broker
Justin Smith - Mortgage Broker
Over 25 years in the finance industry has given Justin Smith a great insight into the mortgage business and the needs of his clients. Having spent 12 years working in various roles with BankWest, many of these in lending, Justin joined The Mortgage Gallery as a loan writer in 1999 before opening the Rockingham office in 2003.

Despite the many changes and challenges he has seen throughout this time in both banking and broking, Justin believes two fundamental needs remain constant:
1. People will always require information about getting the most suitable home loan.
2. People will always want to secure their home loan with as little stress as possible.”If I’m in this industry for another 25 years, I think those two needs will still be the same,” Justin said.

“I’ve seen the ebb and flow of the industry throughout my career and it’s that experience that proves invaluable to my clients and helping them to navigate what has become an increasingly complex process.”

Ably assisted by a knowledgeable and dedicated support team, Justin is readily available to his clients throughout the loan process to make the experience stress free and prides himself on ongoing contact well after the loan has settled.

Justin is one of The Mortgage Gallery’s star performers, having won 15 different awards for achievement.

A Rockingham resident for most of his life, much of Justin’s out-of-work time is spent giving back to the local community. He is the past President of the Rockingham Kwinana Chamber of Commerce (2005 – 2012), Past President of Small Business Centre – South West Metro (Rockingham and Kwinana), and coaches local junior AFL and cricket teams as well as being involved with various other organisations and committees.

Justin is married with four children.
• Office: 08 9527 1800
• Mobile: 0408 912 244
• Email:
• Website:

James Eaves Mortgage Broker
James Eaves - Mortgage Broker
James is married and a father of two boys. Being raised and schooled in Rockingham, James loves his local community which is proven with regular sponsorship and involvement in multiple groups, charities and schools. With over sixteen years in the Finance Industry to offer you; James is the consummate professional ready to see you through your loan process. On your behalf, James deals with the Lender, the Real Estate Agent, and the Settlement Agent.

Available when you need him, James’ goal is to ensure your loan transaction experience is stress free.James walks you through the process and remains your point of contact, during and even after the loan has settled. James puts you first and can visit you at your convenience. He will meet with you as often as you need to ensure you are completely comfortable with the entire process. James has a strong commitment to provide excellent customer service.

His genuine desire to listen and help drives his ability to find the appropriate loan product to meet your needs. If James is unable to help you he will point you in the right direction. To put it in James’ own words, “I genuinely care.”

• Call: 0400 204 408
• Email: