Making the Most of Debt; It’s Not All Bad

The experiences learned from the global recession will be that many people will believe that any form of debt is bad for you. One of the difficulties is realising that some debt can be good for you is to balance your financial outlook as it’s easier if you understand the difference between good and … [Read more...]

How to Take Advantage of Government Led Home Purchase Deposits

Although mortgage rates might be relatively cheap compared to many years in the past, first home buyers have the opportunity to save money in a first-time savers account while taking advantage of great tax breaks at the same time. Your mortgage broker in Rockingham, for example, will be pleased … [Read more...]

Don’t Let Haste Cost You $89,000 on Your First Home

Mortgage brokers in Baldivis have seen a lot of first home loans lately, due to Baldivis experiencing what is being called a “first home buyer boom” by many. We love helping young couples buy their first homes, and have helped many ourselves. However, many in the business have noticed a trend toward … [Read more...]

How Far Will Mortgage Rates Drop This Year?

Economist’s forecasts vary considerably, which makes understanding what mortgage rates are likely to be by the end of the year, complicated. Although most mortgage rates are based on being a percentage above the cash rate, it means that choosing between a fixed rate home loan or a variable rate … [Read more...]

RBA Suggests That Mortgage Rates Should be Under 6%

Anyone paying for a mortgage loan will have listened carefully to the RBA’s suggestion that anyone paying at interest rates over 6% on the loan for their home, is paying above the necessary rate. Furthermore, they suggest that homeowners with a mortgage loan go back to their bank so they can … [Read more...]

First Home Owners Grant Moves Forward

When you’d like to move out from living at home or from a rented accommodation and purchase your first property, there are many good reasons to take advantage of the First Home Owners Grant to give you a boost towards your savings.The Western Australian state version of this government policy has … [Read more...]

When is a Property Too Small to Become a Home?

Some banks and home loan providers may refuse to lend money on properties that they consider too small. They are concerned that you won’t be able to sell them in the future, if the need arises. Compact living in small studio apartments is popular for renting purposes but when does a property become … [Read more...]

A Drop in Housing Prices Means More Advantageous Home Loans – Cockburn Residents Take Note

With pricing at a three year low for housing, it just might be the right time to look into purchasing a home. Rental properties are hard to come by in this tight market, thanks to population growth these past few years. Therefore, it makes sense to look into a more permanent situation - a house to … [Read more...]

Tired of Looking for the Right Home Rental in Perth – Why Not Look Into Perth Home Loans Instead?

They say that it's better to own than to rent. The idea of paying monthly home rentals is not quite as attractive as paying monthly mortgage fees. Home rental is like throwing your money down the drain. You spend a specific amount of money but you will only place a roof over your head temporarily. … [Read more...]

Should You Look at Fixed Rates While They Are So Low?

If you are shopping around for a mortgage, the staff at Smartline Mortgage Brokers Rockingham can help. We assist clients with both commercial loans and home loans in Kwinana, Perth, Cockburn, Rockingham and the surrounding areas. We deal in fixed and in variable home loans offered from a large … [Read more...]