Understanding the World of Mortgage Loans

Whether you’re a first time home buyer or you’ve purchased homes before, the world of mortgage loans is often daunting for the average home buyer. There are many different aspects of applying and getting approval for a home loan. Baldivis, Kwinana and Rockingham mortgage brokers can help you … [Read more...]

Refinance Your Home for Loan Flexibility

When you originally took out a home loan in Kwinana, Rockingham or Baldivis you likely went with the interest rate and terms that were available at the time. Interest rates are ever changing, depending largely on the current world economics. If the economy is good, interest rates often drop so that … [Read more...]

Tips to Source The Right Mortgage Rate Outside Of The Big Four Banks

For borrowers wanting to secure their right mortgage deal in years, interest rates are now looking very good for anyone wishing to move home or refinance on their current deal. Unless you wish to meet with every mortgage bank or lender in the country, it’s far more effective to set up a meeting … [Read more...]

Symond Says: Property Market in Australia to Fully Recover after Election

If we are reading the situation correctly, you have less than six months left to take advantage of a great market for home loans in Rockingham, Baldivis, Kwinana and the Perth market in general. Recently, the Gold Coast held the Australian Real Estate Conference.  The keynote speaker was John … [Read more...]

Be Careful When Offering to Guarantor Someone’s Loan

When a loyal son or daughter or other relative approaches you with the intention of asking you to sign as a guarantor for a business loan or for a new mortgage so they can purchase their own home, you should think extremely carefully about your obligations and how your finances could be affected in … [Read more...]

Mortgage Home Loans are Increasing in Numbers

In places like Rockingham, Kwinana, Baldivis, and almost all areas across Australia, the number of mortgage loans issued has increased significantly, showing that there is confidence amongst banks and other lenders as well as customers, that now is a good time to consider taking on a new home loan … [Read more...]

Will Your Bank Pass on the Full Rate Cut?

After the Reserve Bank of Australia reduced the cash rate recently, if you expected your bank or mortgage lender to pass on the full rate cut immediately, you might still be surprised to find out that you’re paying more than you should be. If your bank doesn’t consistently pass on the full rate … [Read more...]

Why Australian Mortgages Have a Brighter Future

A brighter future for mortgages isn’t something many expect to be hearing after the deep recession many have been through in recent years. So many around the world haven’t been able to afford to keep up with the high interest rates of the monthly repayments on their debts. With the Reserve Bank … [Read more...]

How Home Buyers are Increasing Their Deposits

The Reserve Bank of Australia has recently released data that shows that first home buyers are trying to find a larger deposit for the purchase of their first property, which means that when they meet with their mortgage broker, they can either decide to look towards a smaller mortgage with lower … [Read more...]

Home Loan Arrears are Falling Rapidly

Some more good news has greeted the mortgage market recently as Fitch Ratings said that late home loan payments across Australia fell to the lowest level for two years, mostly because interest rates have been lower which naturally reduces the burden of debt on borrowers and helps people’s arrears … [Read more...]