Home, Business and Mortgage Brokers
Whether you’re considering a home loan in Baldivis or a home loan in Kwinana, the rules are very much the same when it comes to savings, applying for a mortgage home loan and meeting your obligations to repay the debt over the next 20 to 30 years; but there are ways that you can boost your … [Read more...]
Mortgage brokers in Baldivis have seen a lot of first home loans lately, due to Baldivis experiencing what is being called a “first home buyer boom” by many. We love helping young couples buy their first homes, and have helped many ourselves. However, many in the business have noticed a trend … [Read more...]
Economist’s forecasts vary considerably, which makes understanding what mortgage rates are likely to be by the end of the year, complicated. Although most mortgage rates are based on being a percentage above the cash rate, it means that choosing between a fixed rate home loan or a variable rate … [Read more...]
Anyone paying for a mortgage loan will have listened carefully to the RBA’s suggestion that anyone paying at interest rates over 6% on the loan for their home, is paying above the necessary rate. Furthermore, they suggest that homeowners with a mortgage loan go back to their bank so they can … [Read more...]
When you’d like to move out from living at home or from a rented accommodation and purchase your first property, there are many good reasons to take advantage of the First Home Owners Grant to give you a boost towards your savings.The Western Australian state version of this government policy has … [Read more...]
Some banks and home loan providers may refuse to lend money on properties that they consider too small. They are concerned that you won’t be able to sell them in the future, if the need arises. Compact living in small studio apartments is popular for renting purposes but when does a property … [Read more...]
Low and middle income earners received a great boost recently. The Western Australia State government has shown a keen interest in helping people buy their own homes and has come up with a plan to make it easier for people to raise a mortgage loan through their mortgage broker in Baldivis, Kwinana, … [Read more...]
It might not last for very long but buyers still have the upper hand in the real estate market. In the last three months of available data, the number of homes in Australia that were advertised for sale was still higher than the number of home loans approved from September through November, 2012. … [Read more...]
When we hired our first mortgage brokers and opened The Mortgage Gallery Rockingham, home loans were easy. Mortgages were either written with a fixed rate or a variable rate. Lately, though, Australians are looking into splitting their loans between fixed and variable rates to mitigate the … [Read more...]
The last few years, mortgage brokers in the Rockingham, Kwinana and Cockburn areas have seen their share of home loans being refinanced because of damage from natural disasters, such as storms and bushfires. We have no control over when or where a natural disaster is going to happen but we can make … [Read more...]
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