Median House Price Projections for 2014 and Beyond

Every year, our mortgage brokers at Smartline Mortgage Brokers Rockingham look forward to the Australian Housing Outlook report, which is prepared for QBE Lenders Mortgage Insurance by BIS Shrapnel. Since QBE LMI’s income depends upon risk assessment and astute market information and they are now … [Read more...]

Rockingham Retains Borders in Reform Proposal

While Kwinana will be extended to cover Cockburn, Rockingham is happy to retain its original borders. Under the proposal, which will turn Perth's 30 Local Government Boundaries into 15, Rockingham is one of only three councils which will retain its original boundaries. The other two are Joondalup … [Read more...]

RBA Keeps Interest Rates on Hold While Capital Expenditures Increase

Despite a rise in capital expenditures during the September quarter, the RBA is remaining cautious and the interest rate is still on hold at 2.5%. While the strength of capital expenditure is good news for investors, the RBA is holding interest rates until they are sure that the economy is … [Read more...]

High Flying Investors Land in Australia

In the past, one could always assume with reasonable accuracy that when a large, multi-million dollar tract of land was sold, it was bought by institutional investors. Lately, though, many large tracts of real estate in Australia are being sold not to institutions but to family groups and … [Read more...]

“Housing Bubble” or Housing Cycle: How to Tell the Difference

Many pessimists and alarmists in the media are telling us that Australia is on the edge of a “housing bubble.” While we can see how the argument is fairly seductive for those who are prone to drama, we can also see why it is grounded more in speculation and theory than it is in fact. As mortgage … [Read more...]

The Clock is Ticking on the House Market Bandwagon

As mortgage brokers, it is our responsibility to keep a close eye on both home loan interest and home prices. Our primary markets, Rockingham, Kwinana and Baldivis, have been in “boom” status for most of the year. While there are still plenty of bargains to be had, it is becoming tougher and tougher … [Read more...]

Spring is the Perfect Time to Buy Property

Spring is a busy time of the year for mortgage brokers because home loans in Rockingham, Kwinana and Baldivis are usually at their peak. In the last 5 years, for example, there has only been one November that hasn't been the busiest month in Australia for real estate listings. Spring Fever So, … [Read more...]

Kwinana: Rising After Depression

As mortgage brokers who offer home loans in the Kwinana, Rockingham and Baldivis areas, we are especially happy to see the growth that has happened in Kwinana. Kwinana was hit hard by the Global Financial Crisis (GFC), possibly harder than anywhere in the Perth area. In June of 2009, the economic … [Read more...]

Understanding the Property Cycle and When to Buy

It's no secret that mortgage brokers are helping Australians procure a lot of home loans in the Baldivis, Rockingham and Kwinana areas. All 3 areas continue to be “hot markets,” with prices finally showing an inclination to rise back to former levels. Some think it is too late to buy in those … [Read more...]

How to Submit a Successful Business Loan Application

At Smartline Mortgage Brokers Rockingham, our mortgage brokers handle both home loans and business loans in the Kwinana, Rockingham and Baldivis areas. While many think business loans are like home loans but bigger, the truth is that the requirements are more stringent because there is more risk … [Read more...]