Tips for Cohabiting with Your Partner

In the course of finding home loans for our clients in Baldivis, Rockingham and Kwinana, we have noticed an emerging pattern that was confirmed by the 2011 ABS census -- more Australians are cohabiting than ever before, even though marriages have gone up. Like marriage, cohabitation becomes … [Read more...]

Mortgage Applications see Highest Gains in Three Years

If you have been looking for home loans in Baldivis, Rockingham or Kwinana, you may have noticed that it is taking a little more time than usual. The reason is because demand for mortgages has risen more than anytime since June 2010. The Numbers When measuring the volatility of the market, … [Read more...]

Tips for Working Directly with a Mortgage Broker

A mortgage broker is the person who acts on your behalf when dealing with a lender. A broker can help you apply and get approved for a home loan. Brokers provide assistance with paperwork, negotiating interest rates and helping you find a home loan for your needs. At The Mortgage Gallery, home loan … [Read more...]

Turn Assets into Cash with a Reverse Mortgage

Australia tries to help its older residents by offering reverse mortgages. People over 60 years old can qualify for a reverse mortgage, which allows for the equity of a home to be turned into cash. Since many retired citizens live on a fixed income, being able to cash in on their home’s equity … [Read more...]

Understanding the World of Mortgage Loans

Whether you’re a first time home buyer or you’ve purchased homes before, the world of mortgage loans is often daunting for the average home buyer. There are many different aspects of applying and getting approval for a home loan. Baldivis, Kwinana and Rockingham mortgage brokers can help you … [Read more...]

Let an Accredited Broker Finance Your Loan

As with any industry, the lending industry is full of companies that may or may not operate at the pinnacle of ethics. It’s important that you do your research before working with a mortgage broker. Baldivis residents and those in the surrounding areas can look for certified mortgage brokers to … [Read more...]

Refinance Your Home for Loan Flexibility

When you originally took out a home loan in Kwinana, Rockingham or Baldivis you likely went with the interest rate and terms that were available at the time. Interest rates are ever changing, depending largely on the current world economics. If the economy is good, interest rates often drop so that … [Read more...]

The Advantages of Debt Consolidation

With an ever increasing cost of living, many people look for ways to reduce debts and save money. Your home mortgage may be one debt that costs the most each month. Since home prices are higher than credit card bills or other big purchases like cars or boats, your monthly mortgage payment may be … [Read more...]

How to Get the Right House at the Right Price

When talking to us at our office here in Rockingham, home loan seekers are most often interested in getting a great house at a great price. We like to remind people to look for the “right mortgage,” too. Whether you live in Rockingham, Kwinana, Cockburn, Baldivis or the surrounding area, the money … [Read more...]

3 Questions You Need to Ask Yourself Before Getting a Home Loan

If you’re thinking about talking to a home loans Rockingham specialist here at The Mortgage Gallery, or even at our Kwinana, Baldivis and Cockburn offices, we’d be happy to help you explore your options for getting a home loan. Getting approved prior to starting your home search is the best way to … [Read more...]